Protect your future

In these uncertain times it helps to know you may be protected.

Our Zo+ Protection Plan helps provide peace of mind so you can worry less!

*Not Available in CA, OK, or UT

Protection Benefits*

Involuntary Unemployment Payment Waiver

Should you lose your job due to a qualified job loss and wish to continue leasing, this benefit may waive your lease payment(s) up to $300 per agreement, per month until you return to work, for up to
four months or when $1,000 has been waived, whichever occurs first.

Rental Protection (Not Available in WA)

This benefit may allow you to lease replacement merchandise with a discount ownership plan so you can continue to lease without starting over should you suffer damage or loss due to theft (with visible signs of forced entry), fire, flood, windstorm or lightning.

Rental Protection (Only Available in WA)

This benefit may allow you to lease replacement merchandise and continue to lease towards ownership without starting over should you suffer a loss resulting from theft, fire, flood, windstorm or lightning.

*The benefits are NOT INSURANCE or a SUBSITITUTE FOR INSURANCE. Please see Discount Membership Form for limitations, restrictions and exclusions.


The Zo+ Protection Plan also has discount health and wellness services**

24/7 Telemedicine (Not Available in WA)

Consult a medical provider by phone, app or webcam at no additional cost! Call anytime, day or night for medical advice. Prescriptions when medically necessary for common medications can be written.

Prescription Savings (Open Formulary) (Not Available in WA)

Save an average of 31% off the retail price of generic drugs, 15% off the retail price on brand name drugs at participating retail pharmacies and 50% on select generic medications when ordering through the mail.

Vision and Eyewear Savings (Not Available in RI and WA)

Save 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons. Participating providers include Pearle Vision, JCPenney Optical, LensCrafters and more.

**The health and wellness benefits are NOT INSURANCE. See Discount Membership form for important disclosures.

Discounts and Deals

Dining and Food Discounts

Whether it’s a quick trip through the drive thru or a sit-down dinner, you could be saving at participating locations nationwide.

Savings on Local and Online Shopping

From clothing to sporting goods, save in-store and online on nearly everything you and your family need.

Discounts on Professional Services

Whether you’re moving, need a cell phone plan or even tax preparation, your plan is there to help with discounts on these services and many more.

Grocery Coupons

Save on every trip to the grocery store with money-saving grocery coupons for members. Just print and save!

Roadside Assistance Savings

When roadside service is needed, one call sends help at a discounted rate.

Vehicle Service Savings

Save 5% – 15% by showing the membership card at participating Jiffy Lube, Meineke, AAMCO or MAACO service locations.

Rental Car Savings

Receive discounted rates when reserving a rental car at participating Avis, Hertz, National, Alamo and Budget locations.

Discounted Hotel Lodging through Choice Hotels

Save 15% off published rates when booking a Choice Hotel by phone or online using the discount code.

Complimentary Legal Consultation and Discounted Attorney Fees

From divorces to immigration, membership provides a free consultation with a network attorney plus access to discounts on additional legal services. Discount

Save 20% on flowers and other gifts through Simply call in your order or go online using your discount code, it’s that easy!

Disclosures: The discount medical, health and drug benefits (The Plan) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Plan. The range of discounts for medical, pharmacy or ancillary services offered under The Plan will vary depending on the type of provider and products or services received. The Plan does not make and is prohibited from making members’ payments to providers for products or services received under The Plan. The Plan member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Plan, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244. You may call 1-888-784-1643 for more information or visit for a list of providers.The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area. Alliance HealthCard of Florida, Inc. does not guarantee the quality of the services or products offered by individual providers. You have the right to cancel your membership at any time. If you cancel your membership within 30 days of receiving your membership card and the membership materials, you are entitled to a full refund of membership fees paid. Please notify Zo Financial by phone at (907) 290-2500 or by email at to obtain any refund due. Note to MA consumers: The Plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.